Welcome!  I’m excited to step into the world of blogging.  I’m a Penny Full of Thoughts and my plan is to share stories and information that will support people in transforming stress into strength.  I have recently retired from a management position in a hospital and am now assisting people in dealing with change in their lives with my 6-part process called C.H.A.N.G.E. Factors.  This program offers tools and techniques that support and empower people dealing with a change and/or are feeling stuck somewhere in their lives.  And, I’m all about FUN!! and PLAY!! and ADVENTURES!!

Come play with me!!